This is an attempt to collect a debt. Any information obtained will be used for that purpose.

Why Am I Getting Calls?

Creditors’ Discount & Audit Company (CDA) is a collection agency.  You are getting a phone call or letter because we believe you owe one of our clients a debt.

What If I Believe I Do Not Owe The Debt?

If you believe that we have the wrong party or you do not owe the debt, please call one of our representatives at 815-673-1623 and we will assist you.

I Would Like To Pay The Debt

You can pay the debt online (click here) or call our office at 815-673-1623.  You can pay by credit card or check over the phone.

I Would Like To Learn More About My Rights As A Consumer.

Following are links to various websites that will help you understand your rights and the collection process:

Fair Debt Collection Act:  http://www.ftc.gov/enforcement/rules/rulemaking-regulatory-reform-proceedings/fair-debt-collection-practices-act-text

Fair Credit Reporting Act:  http://www.ftc.gov/enforcement/rules/rulemaking-regulatory-reform-proceedings/fair-credit-reporting-act

Know My Debt:  https://www.knowmydebt.com/

Consumer Financial Protection Bureau:  http://www.consumerfinance.gov/